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When you run the official client of a coin, part of the P2P network in that currency. This is the operating philosophy: when a transaction is created, this is recorded in the history of transactions. This record is public, and the same for everyone, and should download and remain saved on the computer from which opens the portfolio. Transactions must be confirmed. This process made it several nodes of the network (people who have open portfolio), and is to confirm the transaction, verify it. In this way, it is not possible (if someone got it), create false transactions (such as send money without removing it from your wallet). Theoretically, it would be possible if all nodes in the network are based on that false transaction, but it is something that could not happen. This is the reason that a transaction takes to be available.

A portfolio can have multiple addresses. All that you want you can create. The portfolios are saved in a file. DAT, also stored on the hard drive. This file saved as access to all of these addresses (therefore the backlog). Also stores transactions, but as something informative: the final accurate information is given by synchronization of the blocks of the wallet. It is therefore that this DAT file can be copied in other equipment, in order to create backup copies. Except that we believe and receive money in new directions, we can save a copy of the DAT and use it later, although we have received transactions, stored in the original file. To synchronize your purse in another computer, it will upgrade. If someone sends me money, when you send me, a few seconds, I will see that I received the payment, but it needs to be confirmed. When the first confirmation, in many currencies is possible already spend the money, even though a transaction is as confirmed when one achieves a minimum number of confirmations (and although it is confirmed completely, is confirmed by more people).



Prevention is saving. Need a loan? You have mortage?



It is important to recognize the incidentals you may face and those for which required to have insurance policies.

savings, besides being a mechanism to accumulate their assets over time, it also allows to react quickly and cost versus emergency expenses such as those related to property damage and medical expenses; however, there are events that, by its magnitude, can greatly erode your savings, so you should buy insurance. Why should I take out insurance? To understand a secure, we must first know the concept of risk in our personal finances; it measures the magnitude of a possible loss. It can be from drought or excessive rainfall affecting crops a farmer or an illness that requires hospitalization and medical expenses of a family. The risks are different for each person according to the activities, so the first step is to recognize what are those to which one is exposed.

insurance is one by which the contractor pays a premium to a specialized institution mechanism for her to be responsible for an insured sum, to be delivered if the risk occurs that seeks to protect. For the type of risks covered, we found mainly health insurance (cover expenses of treatment of diseases), the disability and life (in case of partial disability, permanent or death) and damage insurance (those covering heritage as vehicles and property). insurance should be hired when we identify high risk probability and magnitude, which would be difficult to cope with the part of our savings intended to contingencies and part of our disposable income. For a worker they are related to the automobile and housing, and if you do not have a formal employment with social protection are very important health costs and hospital.

How safe it is connected with my saving capacity? Once you have decided to hire some insurance, you should adjust the savings for emergencies to consider paying deductibles and accessories that usually form part of the conditions of employment insurance. In addition, this part of the emergency savings should always have immediate availability, no more than 24 or 48 hours, depending on the amount needed to make use of these resources.

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